Are you a Ghanaian living abroad, African Diasporan or part of an African foreign community living in Ghana? Do you support family in Ghana? Are you planning to relocate to or establish a business in Ghana?.

CBG offers a range of products and services specially selected for you.

• • PERSONAL SAVINGS ACCOUNT

  Our flexible Personal Savings Account is perfect for saving money with ease! Enjoy unrestricted deposits and withdrawals, plus competitive interest rates to keep your savings secure for any unexpected needs.

   

  Offer:

  • Competitive interest rates (refer to tariff guide)
  • Access to payment cards (local and international)
  • Access to digital services
  • No monthly maintenance fees

   

   

  Features:

  • A minimum opening balance of GHS50.00
  • A minimum operating balance of GHS20.00
  • Tiered interest rate (refer to tariff guide)

   

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport-size photo
  • For foreigners (All resident/work permit)
  • For students -Student Identification Card, Passport (foreign students), letter from the Head of educational institution (where applicable).In instances where the school ID has not been issued, the students admission letter affixed with the student photo would suffice.

   

  OPEN AN ACCOUNT

• • PERSONAL FOREIGN CURRENCY ACCOUNT

   

   

• • PERSONAL FOREIGN EXCHANGE ACCOUNT

   

• • PLATINUM INVESTMENT ACCOUNT

  Grow your wealth with our high earning  investment plan. Enjoy flexibility to build cash or top-up as you go, all while monitoring your progress effortlessly.

   

  Offer:

  • The minimum balance required to earn interest is GHS100,000.00.
  • The interest rate is flat 10% per annum

   

  Features:

  • A minimum opening balance of GHS200.00
  • A minimum operating balance of GHS200.00
  • Loss of interest after any withdrawal within given quarter (every/any withdrawal will lead to a forfeiture of interest within quarter of that withdrawal.
  • Allows for cash build up or top up for the investment along the journey

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • For foreigners (All resident/work permit

   

  OPEN AN ACCOUNT

• • FIXED DEPOSITS

  Boost your savings with a Fixed Deposit—a secure investment that grows your funds for a set period at a fixed, higher interest rate. Perfect for achieving specific financial goals, this account offers greater returns than regular savings, giving you peace of mind and a rewarding way to grow your money.

   

  Features

   

  • Competitive Interest Rates
  • Fixed Interest Rates: Make a deposit and watch your money grow at a fixed Rate
  • Flexibility several investment period options are available – From 30 days to 365 days

   

   

   

• • 1ST ACCOUNT

  Nurture your children to be financially literate as you grow your investments for their future. The 1st Account offers you competitive interest rates on your savings for your children. This account is held in trust for your wards below the age of 18 years.

   

  Benefits:

  • Competitive Interest Rate (Refer To Tariff Guide)
  • Access to E-Xperience Bundles
  • Free Insurance Package
  • No Monthly Maintenance Fees

   

  Features:

  • A minimum opening and interest earning balance of Gh¢200.00.
  • You can keep a minimum balance of Gh¢200.00 in your account at all times to encourage a savings culture.
  • To encourage a savings culture we allow one withdrawal per quarter

   

  Requirements:

  • Fully completed account opening form.
  • Proof of identification (Ghana Card)
  • Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
  • Ghana Post GPS address
  • A recent passport size photo
  • Tax Identification Number (TIN)
  • Requisite permit is required for foreign nationals

   

   

  Start my application

• • BANCASSURANCE

  Don't let uncertainty hold you back. Sign up to our policies today to secure the future of loved ones and protect your properties for a brighter tomorrow.

   

  • Funeral Finance Plan Unlimited
  • Educare Plan
  • Lifetime Needs Plan
  • CBG Life Insurance Polices
  • CBG General Insurance Polices

   

  Start my application

• • MONEY TRANSFER SERVICES

  Money Transfers

  Receiving a remittance from abroad? CBG has a wide range of money transfer partners.

   

  • Western Union
  • Moneygram
  • Ria
  • Terrapay
  • Unity Link
  • Transfast
  • Payangel
  • Ezremit
  • Tap Tap Send
  • ATL
  • SiguePay
  • Thunes

   

• • INTERNATIONAL CARD SERVICES

   

• • DIGITAL BANKING

   

• • CASH-BACKED LOANS

  Secure your loan with cash or near cash investments with CBG. Credit facilities available under this product are term loans and overdrafts for individuals.

   

   

  Offer

   

  • Competitive interest rates
  • No fees or charges for early pay off
  • Fast and easy access to loans for qualifying application

   

  Features

   

  • Products cover only cash or near cash as security with flexible terms of payments
  • Tenor: Maximum 48 for term loan and 12 months for overdraft

   

   

  Requirements

   

  • Fully completed loan application form
  • Successful performance of customer due diligence (verification of the source of the funds etc.).
  • Proof of identification (Ghana Card), proof of residence, and other personal identification on the customer
  • Lien Letter, with a right of set off.
  • Signed accepted facility letter

   

  Start my application

• • CUSTODIAL SERVICES

  Open a CBG Custody Account for your Tier 2 or 3 Pension Fund, Mutual Fund, Real Estate Investment Trust, Provident Funds, Credit Union, Churches, NGOs & Project Funds, Institutional & Personal Funds today and secure your investments and cash reserves.

   

   

  Offer

   

  • Robust controls and secured systems
  • Swift settlement and transaction processing protocols
  • No transaction costs
  • Competitive safe custody fees
  • Dedicated customer service
  • State of the art digital support and reporting
  • Efficient, automated and error free platforms and quick TAT
  • Swift settlement and transaction processing protocols
  • No transaction costs
  • Competitive safe custody fees
  • Dedicated customer service
  • State of the art digital support and reporting

   

   

  We provide these services:

   

  • Cash, cheque and wire funds collections
  • Clearing and settings of securities
  • Collections, registration and safe keeping of securities
  • KYC,  securities and cash account creations
  • Valuation and provision of reports on securities
  • Corporate  action – dividend, coupouns and proxy voting
  • Transition and portfolio migration management
  • Regulatory complaince reporting
  • Collections and payment soutions – ( GIS, ACH, MoMo, cards, cash)
  • Collateral adminstration and tax reclamations