With the added benefit of earning interest while conducting your regular chequing activities, the Business Plus Account gives the business a unique opportunity to build funds while running day to day transactions.

Offer:                                                                                                       

• Competitive interest rates (refer to tariff guide)
• Cheque book
• ATM debit card (local and mastercard)
• Access to E-Xperience bundles

Features:

• A minimum opening balance of GHS 200.00
• You must keep a minimum of GHS 100.00 In your account at all times
• Unlimited withdrawals
• Flat monthly fee of GHS 30.00

Requirements:

• Fully completed account opening form
• Valid address confirmation document (as shown on Bank’s requisite policy document)
• Proof of identification of business owner(s) (Ghana Card) (as shown on Bank’s requisite policy document)
• Business Ghana Post GPS address
• Recent passport size photograph of business owner(s) and signatory(ies)
• Business registration documents
• Business Tax Identification Number (TIN)
• All other KYC requirements stated in Bank’s requisite policy document

Conduct your business with ease and peace of mind with our Business Current Account. Keep track of your business 24/7, wherever you are.

Offer:

• Cheque book
• Access to E-Xperience bundles
• Dedicated relationship manager
• Access to credit facilities (terms and conditions apply)
• Access to cash collections service (terms and conditions apply)

Features:

• A minimum opening balance of GHS 100.00
• A monthly service fee is charged (refer to tariff guide)

Requirements:

• Fully completed account opening form
• Valid address confirmation document (as shown on Bank’s requisite policy document)
• Proof of identification of business owner(s) (Ghana Card) (as shown on Bank’s requisite policy document)
• Business Ghana Post GPS address
• Recent passport size photograph of business owner(s) and signatory(ies)
• Business registration documents Business Tax Identification Number (TIN)
• All other KYC requirements stated in Bank’s requisite policy document

Need an unsecured SME Loan to help you manage and grow your business. Look no further than CBG's SME Smart Loan. We stand with you and are ready to meet you at your point of need.

Offer:

• Access to loans up to GHS 300,000.00.
• Quick and hassle-free loans with no collateral/security requirements.
• Monthly loan repayment schedules up to 12 months.
• Collection services on our Sika Collect Platform to save you the trouble of visiting the branch to make payments.
• Cashflow lending - No financial statements required.

As your business grows our support for you expands. The SME Advanced Loan gives you  an unsecured loan for your growing business. Contact us for more information.

Offer:

• Access to loans up to GHS 500,000.00.
• Quick and hassle-free loans with no collateral/security requirements.
• Monthly loan repayment schedules up to 18 months.
• Collection services on our Sika Collect Platform to save you the trouble of visiting the branch to make payments.
• Cashflow lending - No financial statements required.

A medium term financing arrangement to procure moveable assets such as brand new vehicles and equipment for business operations.

The Business Term Loan is a non-revolving credit facility with a maximum tenor of 60 months to finance fixed assets needs, business expansion, and augment working capital.

The Business Overdraft is a secured short-term facility that enables customers with actively operated accounts to overdraw their account within an approved limit to support working capital.

The Express Temporary Overdraft is a short term overdraft facility to businesses to meet urgent pressing financial needs (e.g. to urgently clear cheques but for insufficient funds in the accounts).

A facility secured with cash or near cash security demociled with the Bank.